You have your credit report. It’s essentially a “big brother” report card updated by your creditors and maintained by the credit reporting bureaus, Equifax, illion, and Experian.Credit repair is about making sure creditors that report information about you to the bureaus are providing it “fairly, correctly and accurately” It’s about making sure that what’s on that report belongs there. It’s about restoring your credit report to it’s highest potential, legally. And finally, it’s about making sure your credit report is optimized so it can produce the best possible credit score and enhance your creditworthiness.\