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Farm Credit Armenia is a Universal Credit Organization (UCO) established in 2007, aimed at providing accessible financial services primarily to farmers, agribusinesses, and rural communities in Armenia. The institution operates as a cooperative, meaning that its borrowers are also its members and owners, allowing them to participate in the decision-making processes. This structure empowers rural communities by offering tailored financial solutions that meet the specific needs of agriculture and rural business ventures. Farm Credit Armenia offers various financial products, including agricultural loans, SME loans, and leasing services. It works closely with organizations like the U.S. Farm Credit System and the USDA to support its mission of improving the livelihood of farmers and small business owners throughout Armenia.